iReconcile

The iReconcile app will help you to manage your personal finances with a budget tracker toll which can give you an overall picture of your situation, as well as let you break down your finances to a yearly, monthly, weekly or daily budget. You can also use tools such as the check register, reporting options, as well as backup and sync all of your details.

When you set up the app you can choose from the categories and sub categories you want to include so that you have access to all of the information you need. There is also an automatic roll over feature where the remaining funds from one month’s budget are automatically rolled over into the next month.

Expenditure

Expenditure lets you effortlessly budget and track your finances with simple ways to add new transactions which include adding a photo or a quick note, making your iPhone budget fully customised. There is also a built in currency converter with an extensive list of currencies loaded.

MoneyBook

The MoneyBook app makes it easy to enter new transactions as well as add notes and specify a category. You can also export your finances, as well as password protect sensitive parts of the app. While MoneyBook doesn’t include any graphing or charting options, there is a free cloud backup service so that even if you lose your iPhone, you can access your stored transactions outside of your device.

Toshl

Toshl has free built in online synchronisation services where you can take advantage of cloud technology in the palm of your hand. Every piece of information in the Toshl app is synchronised to cloud automatically whenever you make a change or add a new transaction. You can also set a manual sync option if you want to maintain control.

The Toshl app has a well designed interface as well as additional features such as family budget, and the ability to export to Excel, PDF or Google Docs.

Mint

Mint is a comprehensive personal finance app which automatically updates your spending and transactions without you needing to input any information, as Mint connects directly to all of your bank accounts. The Mint connection is secure, and allows you to see all of your account balances in one place, while the app automatically categorises your transactions.

You can also track your checking account, your savings account and your retirement fund in one place, and see an overview of your spending habits. you’ll also receive notifications when a bill is almost due, when you are approaching your spending limit and if there are any suspicious transactions on your account.

Bloomberg LP

The Bloomberg app is a free download, and gives you access to information about stock investments so that you can track a stock before you buy it, or track the performance of your portfolio. You will be able to view share prices, a 52 week summary chart, volume and news related to the stocks you are watching, all in the palm of your hand.

Balance

Balance lets you keep a track of all of your bank accounts in one place, and every time you make a withdrawal or receive a deposit, your iPhone app automatically recalculates your account balances so you always know how much money you have available.

Spend Lite

Spend Lite allows you to set five weekly budgets for anything you spend your money on, for example, food, entertainment, family, savings and so on. Then, when you spend anything you enter it into your app, and your budgets are updated so you know how much you have left to spend for each category.

Tripometer Mileage Log

If you are on the road a lot for your work, you will find a big part of your personal finance routine is recording the miles you drive. Therefore, use the Tripometer app to track each trip in your car, and enter where you went, who you met and which client needs to be billed for the fuel. You’ll then have a detailed record to easily work from when it comes time to invoice. You can also save favourite destinations or pull out a destination or a starting point from information in your iPhone address book. Plus, you can export all of your trip information into your chosen spreadsheet application and email it directly to the boss.

Bill4Time Mobile

If you are a contractor, freelancer or small business owner then your personal finances are often managed closely with your business finances and so you could benefit from the Bill4Time app which lets you track your spend on a project. You can record your time spent and the travel hours spend, as well as record expenses and notes on the job. You can also schedule tasks which are then converted into completed time entries as a record of your work.

Alban works as a freelance personal finance writer and a huge fan of Iphone app. Alban is amazed by the fact that you can now compare home loans on your phone while commuting to work.

A new spin on an arcade classic – Radial 50 features fifty intense rounds, challenging gameplay for both beginners & arcade veterans, and a location based leaderboard to track your scores against friends.

[singlepic id=54 w=320 h=240 float=left]Radial 50 definitely offers a new “Spin” on this classic game since your game board is now round.  The objective of the game is the same though, control your paddle so that you direct the ball at the bricks and break them up so they are removed from the game board.  As the game pieces are removed from the board, your goal is to get to the middle of the board and hit the diamond to finish the level.  The game offers 50 levels of game play and starts out slow so that you can learn the controls and figure out the rules of the game. The developers did a really good job at offering some good tutorials at the start of the early levels to help teach you the rules of the game.   As you proceed through the various levels, the game play really starts to pick up and the help will start to go away.  As you learn the game, you can also go into the options menu and disable the help all together.

The first challenge with the game will be learning how to control your paddle. You control the paddle by sliding your finger up and down in the control paddle area.  The paddle area is controlled by user preferences and can be set to right or left.  This takes a little bit to get used to because you easily find yourself dragging your finger horizontally around the panel to rotate it.  From what I can tell the paddle will still move, but the farther you get away from the control paddle area the less the paddle will move.

[singlepic id=56 w=320 h=240 float=right]Once you learn how to control the paddle, you primary objective is to project the ball towards the targets.  Striking the targets will eventually unlock the center defense, allowing you to strike the inner most diamond and advance to the next round.  As you break down these targets, you begin to accumlate points.  Points are also accumulated by collecting particles as well as completing the round in a timely manner.  You also have to make sure that you don’t let the ball strike the wall too many times which will eliminate your health. Health will regenerate over time, but once you lose all health the game is over.    Whats is also nice is that the game offers some feedback as the ball hits the wall.  This is helpful for times when you are using your paddle to collect particles, and you lose track of the ball.  When the ball hits the wall, your iPhone will vibrate a bit and you will know that you need to move your paddle to block the ball so it won’t hit the wall anymore.

You also have the ability to earn various bonuses throughout each round, or as the round completes.  You can get bonsues based on time and health, but you also get bonuses on the number of particles you collect.  For example, you can get a bonus if you complete the level without losing any health.  You can also earn some bonsues for the number of particles that you collect throughout the round.

The game also offers an extensive list of achievements that you can try to complete.  There are 20 different achievements available to you, but some of them do not unlock until you reach other achievements.  I should also note that achievements don’t give you extra points that would affect your ranking in the leaderboard, they are just their for your own personal goals.

[singlepic id=59 w=320 h=240 float=left]Radial 50 also offers a nice social aspect to the game.  The game offers the ability to post your various scores to their leaderboards.  The leaderboards have various categories broken down by by your device and your city, all the way up to a global leader board across everyone who has registered with the community.  The registration process was simple and you can easily post your latest score to the leaderboard, as well as Twitter and Facebook.

The only real gripe that I have with the game has to do with a side effect that is caused by the fast game play at times.  The ball will easily get lost in the mix because of how fast it can move at times.  I would also like to see them expand on various game modes that are available.  This would give you more exposure to all of the levels in the game.

Overall, I was very suprised about how fun this game is.  The game play is fun and addicting, and I think people will really enjoy the various challenges that the game provides.  For $1.99, I would highly recommend this game, but be prepared to get hooked.  Make sure you visit the website link below and check out the “First to 50″ Contest link.  They are giving away some great prizes to the people who can complete all 50 levels.

Enjoy, and don’t say I didn’t warn you!

Radial 50 [iTunes Link]
Radial 50 Website

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myBatteryLife displays the current percentage of battery life left on your iPhone or iPod Touch.  With a large percentage and visual indicator you can quickly your remaining time.  ”myBatteryLife” will determine your hardware to calculate a the remaining hours and minutes for different uses.

[singlepic id=37 w=320 h=240 float=left]What I really like about the display is that its clean, big, and easy to read.  You get an estimate on how much battery you have left for talking, listening to music, or watching videos.  The app also gives you an estimate on how much time you can spend on the internet and breaks it down based on your connection (3G, Edge, Wifi).  This could be helpful for when you are really running low, you can get an idea of what you have left if you did disable 3G.

The one thing this doesn’t take into consideration is how much battery you have wtih doing some of these activities simutaneously.  Obviously that would be a bit tricky for them to guess and you just need to make that judgement yourself.

I highly recommend that you check this app out.  Its a great little utility application that helps you keep track of your battery which is very important when it comes to the iPhone.

MyBatteryLife from KVApps [iTunes Link]
KVApps Website

The new iPhone 3G S has double the runtime memory of the previous iPhones and iPod Touch. The iPhone 3G S has 256MB of runtime memory. Therefore, most of the time, you will have more than 35 MB of runtime memory available and MemoryInfo only frees up memory if you have less than 35 MB of runtime memory.

However, if you use your iPhone 3G S extensively and open many web pages in Safari and read large email in the Mail app, your runtime memory can still drop below 35 MB. You will then need to use the Free Memory feature to free up memory on your iPhone 3G S.

MemoryInfo pretty much does one thing and that is it helps free up memory so your iPhone doesn’t crash. According to their site, your iPhone has 4 types of memory:

1. Free memory is available for use whenever applications or processes need them.
2. Inactive memory is memory that was used by applications or processes but do not need it right away.
3. Active memory is memory that is currently being used by applications or processes.
4. Wired memory is memory that is currently used by System processes. This memory is not available to applications.

It appears that MemoryInfo works by freeing up active and inactive memory by killing off non-system processes, all by the click of a single button.  The app also lists out all of the processes that are currently running as well as your current battery usage.

Since the app is only $.99 and memory is precious on the iPhone, it really is a no brainer when it comes to purchasing this app.

My only recommendation would be to add another column to the system process list that lists out how much memory each app uses.  This would be purely informationaly, but would be a good addition for tech nerds like myself.

MemoryInfo [iTunes Link]

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SimplyTweet (version 1.6) by MotionObj is a Twitter client that provides a simple to use interface to help you manage your various accounts on Twitter.  SimplyTweet comes in 2 versions, a lite version that is free and a paid version that will cost you $3.99.  You will want to check the SimplyTweet website for a break down of the features between the two versions.

Product Highlights

1. Manage multiple accounts.  This is a pretty big feature for most people that use twitter clients, so its nice to see that it supports this functionality
2. Built in browser.  This is another nice feature that makes following links easier.  The built in browser will launch when you click a link in a tweet.  The built in browser does support panning and zooming, but does not allow you to view the page in landscape mode.  The options menu does provide a few other nice features.  You are able to open the current page in Safari, and you are also provided with an option to read later which will save it to your Intrapaper account
3. Conversation view.  This view is helpful to view a particular conversation wtih someone or view a conversation about a specific topic
4. Custom views give you the ability to group friends together and view a timeline based on who is in your view.  For example, you can create a view that has your family grouped together.  When you click more link, the view will be listed there for easy access.
5. Trends are listed in the more options menu so that you can find out about the hot topics that are being talked about on Twitter
6. When composing tweets, you have lots of options at your finger tips.  You have easy access to creating  a reply, as well as replying to multiple people at once.  Just swipe a tweet and you are on yoru way.
7. When editing a tweet, a shortening option is available that will attempt to shorten the tweet for you.  It doesn’t appear to be tied to a URL shortening service, but it will abbreviate words when applicable.
8. Twitpic integration allows you to share a photo from your iPhone

Overall I think SimplyTweet is an awesome Twitter client.  Most of the features you come to expect in a Twitter client exist.  The ability to manage multiple accounts, and the conversation features are the features I like the most.  It would be nice if the built in browser would support landscape mode, but since its easy to jump to Safari I can easily over look the missing feature.  For $3.99, I would highly recommend giving this app a try.

SimplyTweet Lite [iTunes Link]
SimplyTweet [iTunes Link]

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